EducatorReverse Mortgage SpecialistHome Equity Strategist
Could Your Home Equity Help You Retire More Comfortably?
Learn how reverse mortgages and other home-equity options work, estimate what may be available to you, and explore your choices with Walter Richards.
Walter D. Richards has been serving homeowners and families with reverse-mortgage education and services since 2016. He is the broker/owner of My Reverse Options, Inc., specializing in reverse mortgages and retirement home-equity strategies.
Prefer the phone? Call 877-611-6226
What is a Reverse Mortgage?
Want a deeper understanding? Watch the Home Equity Retirement Strategy presentation below.
Featured presentation
Retire Smarter With Home Equity
A straightforward educational presentation explaining how reverse mortgages work, common misconceptions, borrower protections, qualification, costs, heirs, home ownership and ways homeowners use equity during retirement.
No form required to start watching.
See What May Be Available From Your Home Equity
Enter a few details for a preliminary outlook. This is educational only — it is not a loan offer, approval or determination of eligibility. No credit check and no obligation.
Your information
Nothing here is shared until you choose to request a personalized review.
What you'll see
A preliminary outlook showing the range of home equity that may be available to you after paying off your current mortgage — never an approval or denial, and never a credit check.
- • No forms required to see your outlook
- • Takes about two minutes
- • Ask Walter to run your real numbers whenever you're ready
Prefer to talk it through?
No pressure, no obligation — just answers to your questions.
What Would You Like Your Home Equity to Help You Accomplish?
Start with your goal — not with the financial product. Choose everything that applies.
Choose one or more goals above, then see which options may help.
Walter in the Media
Television, radio and podcast appearances where Walter explains reverse mortgages and retirement home-equity planning.
Radio Segment · KTWV 94.7 The Wave, Los Angeles
What Is a Reverse Mortgage?
Walter explains what a reverse mortgage is during a segment recorded at KTWV, The Wave, in Los Angeles, California.
Radio Segment · KBLA AM 1580 Los Angeles
Power of Attorney: Protect Your Loved Ones' Future
Walter discusses the importance of having a valid Power of Attorney in place before a crisis arises.
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Media appearance
Podcast conversation
Common misconceptions families ask about most.
What Clients Are Saying
Reviews from homeowners and families Walter has worked with through My Reverse Options, Inc.
“I never hesitate to refer Walter to my clients who need Reverse Mortgage Services because he is kind, patient, knowledge…”
Heather P. (Realtor)
Google review · Aug 23, 2025
“Mr. Richards was recommended to me and didn't let me down! I needed help understanding details about my reverse mortgage…”
Zabelle H.
Google review · 3 weeks ago
“My experience was very rewarding. Walter Richards held my hand throughout the process and was very professional and pati…”
Ronea C. (Client)
Google review · Aug 9, 2025
“We highly recommend Walter Richards as an expert in reverse mortgages. He has assisted several of our clients with profe…”
Rena Real Estate (Realtor)
Google review · Jul 31, 2025
“I thought that the procedure would be drawn out for months. But Mr Richards made the process easy and he was very knowle…”
Paula D. (Client)
Google review · Jun 22, 2025
Three simple steps
Explore Other Ways to Access Home Equity
A reverse mortgage is not the only way to access home equity. Depending on your age, property, financial goals and circumstances, other home-equity strategies may also be available, including equity-sharing arrangements that may provide access to a portion of your equity without creating a traditional monthly loan payment.
Compare My Home Equity OptionsLearning Center
Short, clear answers to the questions homeowners ask most.
How Does a Reverse Mortgage Work?
A plain-language walkthrough of what a reverse mortgage is, who it is designed for, and how the money can be received.
5 min read
Who Owns the Home With a Reverse Mortgage?
One of the most common misconceptions, answered directly.
3 min read
What Happens When the Borrower Passes Away?
How heirs are treated, what their choices are, and what timelines typically apply.
4 min read
States Currently Served
Education on this site is available to everyone. Mortgage services are currently available in the highlighted states.