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An educational resource from My Reverse Options, Inc.

EducatorReverse Mortgage SpecialistHome Equity Strategist

Could Your Home Equity Help You Retire More Comfortably?

Learn how reverse mortgages and other home equity options work. Estimate what may be available to you and explore your choices.

Walter D. Richards, reverse mortgage specialist, in his office

What Is a Reverse Mortgage?

A quick introduction to how a reverse mortgage works.

Want a Deeper Understanding?

Watch the Home Equity Retirement Strategy presentation for a more complete explanation of how reverse mortgages work and the options that may be available.

Reverse Calculator

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Nothing here is shared until you choose to request a personalized review.

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Your Estimate Is a Starting Point

Your estimate is based on the information you provided. Actual reverse mortgage options and proceeds depend on factors including age, home value, mortgage balance, interest rates, program guidelines, and property eligibility. We can review the results with you and explain which options may fit your situation.

Walter in the Media

  • Radio Segment · KTWV 94.7 The Wave, Los Angeles

    What Is a Reverse Mortgage?

  • Radio Segment · KBLA AM 1580 Los Angeles

    Power of Attorney: Protect Your Loved Ones' Future

  • KCAL Channel 9 / Yaba TV Interview

    How Some Homeowners Have Used a Reverse Mortgage

What Clients Are Saying

  • “I never hesitate to refer Walter to my clients who need Reverse Mortgage Services because he is kind, patient, knowledge…”

    Heather P. (Realtor)

    Google review · Aug 23, 2025

  • “Mr. Richards was recommended to me and didn't let me down! I needed help understanding details about my reverse mortgage…”

    Zabelle H.

    Google review · 3 weeks ago

  • “I thought that the procedure would be drawn out for months. But Mr Richards made the process easy and he was very knowle…”

    Paula D. (Client)

    Google review · Jun 22, 2025