Walter D. Richards

Walter's role is not simply to tell homeowners whether they can obtain a reverse mortgage. It is to help them understand the available options and determine whether using home equity fits their broader retirement goals.

Walter D. Richards specializes in reverse mortgages and retirement home-equity strategy. His professional background spans mortgage lending, real estate brokerage, and life and health insurance, giving him a broader perspective on many of the financial and housing decisions homeowners face in and near retirement.

Because of that experience, Walter looks at a home not only as a financial asset, but also as part of a larger retirement picture that may include housing, cash flow, real estate decisions, family considerations, insurance needs, and Medicare-related planning.

He holds the SRES® (Seniors Real Estate Specialist) designation and has spent years working with homeowners in and near retirement, along with their spouses, adult children, and caregivers.

His approach is education first. Family members are welcome in every conversation. Walter will tell you plainly when a reverse mortgage is not the right fit.

• • Reverse mortgage specialization, including HECM and proprietary programs
• • Mortgage lending experience
• • Real estate broker background
• • Life and health insurance experience, including senior-focused and Medicare-related guidance
• • SRES® designation and senior-focused practice
• • Commitment to comparing alternatives before recommending anything

Credentials and licensing details are listed on the Licensing & Disclosures page.